An onchain lending program on Rialo can pull borrower data from any external source directly into execution, without routing requests through third-party middleware.
Credit bureau
Credit scorePayment historyUtilizationDerogatory marks
KYC provider
IdentityDate of birthAddressSanctions status
Bank data aggregator
Account balanceIncomeCash flowOverdraft history
Validator-attested
Validators attest to the provenance and correctness of retrieved data, forfeiting their bond if they produce incorrect attestations. This makes attested data sufficiently trustworthy to base a loan decision on.
Oracle feed
Attested financial dataAttested identity dataAttested non-financial data
Onchain lending program (Rialo)
Receives data directly at execution time. No relay, no middleware, no third-party trust assumption.